The Fiduciary Edge
How group health brokers can win clients while competitors create lawsuits.
Mastering ERISA Responsibility & Advisory Authority
MASTERING
Fiduciary Responsibilities
Fiduciary Training Program For Plan Sponsors and Fiduciaries of Self-Funded Health Plans
INSIGHT
Understanding
Fiduciary Risk
The greatest threat isn’t what you see—it’s what you don’t.
Many employers and advisors unknowingly assume fiduciary liability due to misunderstood ERISA responsibilities, unclear vendor relationships, and outdated governance practices.
Fiduciary accountability is no longer optional. Transparency is no longer negotiable. Understanding where risk exists — and how to mitigate it — is essential for responsible leadership.
What you don’t know about your health plan could cost you everything.
Meet Frank Pennachio
INSURANCE INDUSTRY VISIONARY & THOUGHT LEADER
With more than three decades of experience spanning agency ownership, consulting, and professional education, Frank Pennachio has built a national reputation for challenging outdated practices and elevating fiduciary accountability within the insurance industry.
His work focuses on making complex fiduciary responsibilities understandable — and actionable — for employers and advisors alike.
Don’t Let Hidden Risk Define Your Organization’s Future.
Clarity. Structure. Accountability.
Whether you begin with the book or enroll in a course, take the next step toward strengthening fiduciary oversight and protecting your organization.