CFOs and CHROs: How Confident Are You That You Understand the Significant Fiduciary Risks Associated with Level-funding or Self-funding Your Group Health Plan?

If you are considering or are already self-funding your group health plan, and want to make sure your business and personal assets are protected, checkout our Fiduciary Risk Training

Fiduciary Training for Self-funded Health Plans

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Ready to Protect Your Plan—and Yourself?

In The Silent Danger: Understanding Fiduciary Risks in Self-Funded Health Plan insurance expert Frank Pennachio exposes the hidden fiduciary risks in self-funded health plans—threats that can undermine your organization and even put personal assets at risk.

Learn how to avoid common mistakes, meet ERISA obligations, and protect against audits, lawsuits, and costly vendor missteps. With practical guidance and 13 compliance checklists, this essential guide equips employers, brokers, and HR leaders to navigate today’s complex benefits landscape with confidence.

Book cover titled 'The Silent Danger' by Frank Pennachio, showing a ripped rope symbolizing health plan risks.

The Silent Danger

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What you don’t know about your health plan could cost you everything.

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